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And, you thought we only had 5 Beyond Basic Financial Strategies?! Girl, no!!! The last post was meant to wet your whistle, get the conversation started for you. Now we get to go beyond beyond basic strategies. Actually, these strategies can be applied across our lives, but since we’re talking about money we’ll stick with financial application.

Here are 5 Beyond Beyond Basic Financial Strategies For Living in Step:


I sought (inquired of) the Lord and required Him [of necessity and on the authority of His Word], and He heard me, and delivered me from all my fears. Psalm 34:4 (AMP)

Most people in a second marriage have experienced trauma of some sort. When you’ve experienced a past trauma, or a breach of trust, fear often becomes a primary informer of future decisions. It may come masked as caution or wisdom but in your heart you know the difference. Wisdom is peaceful. Caution is prudent. Fear is an agitator. It is preceded by unhealed triggers and leads to imprisonment, keeping you from God’s best. Open your heart and pocketbook to God. Trust Him and your spouse.


But seek (aim at and strive after) first of all His kingdom and His righteousness (His way of doing and being right), and then all these things taken together will be given you besides. Matthew 6:33 (AMP)

My grandmother, never a rich woman, but always a woman who had what she needed, used to tell me, “Don’t waste your money on wants then have nothing to take care of your needs. And know the real difference between the two!” It was a long, sometimes painful, journey, but I refocused my heart on what really matters and learned the art of saying, “No”, in my spending habits. A renewed pursuit and “No” saved me many times from financially regrettable decisions. God provides everything we need. And when we get things we want, we don’t have to imperil our ability to take care of what’s important.


Like a muddied spring or a polluted fountain is a righteous man who gives way before the wicked. Proverbs 25:26

Before Jonathan and I got married we often talked about how best to merge our budget and financial habits. One conversation included the “must haves” in household purchases. He said there is no toilet tissue but Charmin and I told him there is no peanut butter but Jif. Don’t come home with a jar of Skippy yelling, “Yippee!”  Listen, if you got your hair done once a week before you got married and you want to continue doing so, speak up. If it’s important to you, don’t hide it. Avoid drama and resentment and simply incorporate it into your budget. But stay flexible for those times you need to adjust to changing circumstances.


How good and pleasant it is when God’s people live together in unity. Psalm 133:1

I’m sure you know only your marriage relationship is specifically called to be a visible example of the relationship between Christ and the Church. One in which that unity is expressed in every aspect of the relationship, including physical oneness. However, being one doesn’t mean only physical oneness, even primarily physical oneness, nor does it mean sameness – it simply means to have exclusive unity and commitment to each other. To be unified in action, working together, sharing everything…including money. Your finances work best when you and your spouse are in lock step on goals, giving, budget, strategy, etc.


If the ax is dull, and one does not sharpen the edge, then he must use more strength; but wisdom brings success. Ecclesiastes 10:10

There was a time my first husband wanted to go into business with someone and I knew it was the wrong decision to make. I cajoled, reasoned, argued, and threw in conditions. All to no avail. It was a lot of effort (and argument) for no result. At some point I realized, although I was right, I was not being effective. So I shut up. I began praying. He went into business anyway. I kept praying, without saying anything further to him. Out the gate, they had 5 big contracts lined up. Looked like they would be successful. I prayed. I said to the Lord, “I am willing to admit I’m wrong but I really sense this is not your will for us. Father, I ask, if this is not according to your will, please dry up every single contract.” Within 5 days every decision maker backed out. I learned how to stop trying to convince and do what is best called for in the situation. Sometimes it’s shut up and pray. Sometimes it is allowing the person to discover things for themselves. You can be right as rain but that has nothing to do with the price of tea in China. God will give you the strategy to be effective. Losing the right to be right is an exercise in pride-killing but it opens the door to a type of effectiveness that fosters influence and impact beyond belief.

There you have it sisters… 5 Beyond Beyond Basic Financial Strategies For Living in Step. Now our list is complete. And, if you missed the first post, 5 Beyond Basic Financial Strategies for Living in Step, click HERE to read it.

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Also, we would love to hear additional strategies you have used. Comment below.

Oh, and just because you are great, here’s an Infograph with the strategies above.


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